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Roof Insurance Claims, and Storm, Wind & Hail Inspection Reports

After a severe storm occurs, contact our team at Guaranteed Roofing & Contracting right away. We will send out one of our trained professionals within 72 hours to provide you with a no-obligation inspection of your home to assess the extent of the damage that occurred. Hail damage is difficult to spot from the ground and can even be hard to differentiate from pre-existing wear & tear. Once the inspection has been completed, you will be provided with an assessment which includes photos of the damage that our team discovered. We then will give you a professional and honest opinion on whether the damage is severe enough to require contacting your insurance company and filing a claim. It is crucial that you have an insured and licensed contractor who is equipped to handle insurance claims when inspecting your home.

In most situations, the damage is not significant enough to warrant an insurance claim on your property. If our team determines that the damage to your home is significant enough to need an insurance claim, we will help you get in touch with your agent. Your agent can explain your policy as well as its coverage.  These policies can seem confusing and a bit vague, so it is crucial that you have a clear understanding of your specific policy so that you do not have any additional surprise costs due to a lack of coverage.

The process to get a property insurance claim from approval to completion can be a difficult and long one. When you choose our team at Guaranteed Roofing & Contracting, you are choosing a group that is dedicated to full transparency, communication, and education throughout the whole process.  Once you get approval, our team will receive a preliminary scope which allows us to begin the process. Our team is here to help every step of the way, and we will provide you with the peace of mind that your home is in the best of hands.

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Types of Roof Storm Damage

Your home’s roof is one of the most important structures as it not only protects you but is also a large investment. If your roof has become damaged, this can severely affect your building’s integrity as well as your insurance. So if there is a severe storm, checking your roof for any possible damage is a smart decision.

Dealing with storm damage can be an overwhelming task, this is why our team at Guaranteed Roofing & Contracting is here to make it a more convenient and easier process. The team of experts at Guaranteed is all ready to help you with every step of the process including performing an inspection, answering any insurance questions you may have, and providing you with roof repairs where it is needed. No matter if your roof is dealing with water, hail, wind, or impact damage, our team is here to help!

Where Do You Start With Wind Damage on Your Roof?

In the St. Charles, MO area, tornadoes as well as strong wind gusts affect your home. Most people fail to consider that their roofs are actually susceptible to wind damage as soon as gusts increase to over 45mph. The shingles on your roof are the first victims of wind-related damage. With any type of roof damage that occurs due to strong winds, we understand how overwhelming it can feel. This is why our team is here to help!

Inspecting Roof Damage Caused By Wind

If you believe that you have roof damage, start taking very detailed notes. In those notes include the time of day, weather conditions, and forecasts. This will help you as well as our team when filing a claim. These repairs can end up being costly, so having the most detail about the damage documented, the more likely your insurance company will cover the damage. Also making sure to file the claim quickly can help prove that the damage was caused by the wind and not general wear and tear.

We do not recommend that you get on your roof, however, try walking around your property to see if there are any loose shingles, damaged gutters, or debris which could be signs of wind damage. Besides notes, make sure to take photos and recordings to help with your claim.

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Hail Storm Damage

Hail damage repair should not be a confusing process. Our team wants to make sure that every home is properly equipped with the needed resources during these unfortunate circumstances. This is how we would handle the repair process for hail damage.

It is important that as soon as the hail damage has occurred you should conduct an inspection of your roof to assess the damage. The countdown for filing an insurance claim begins as soon as the damage occurs.  If you hold off on making a claim, the insurance company will find it less likely that the damage was caused by hail, rather than wear and tear damage. Make sure to document the exact date and time that the storm took place as well as pictures and recordings of the damage once the storm has passed.

First, you should start with a quick inspection of your roof from ground level. Doing this before calling your professional roofer is a crucial step. Check to see if there are any pieces of your roof that have fallen. This includes wood shakes, pieces of tile, and of course, shingles.  A sign that hail has damaged your roof would be fallen or broken roofing materials. However, do not forget to check other parts of your home including:

  • Windows
  • Vinyl Fencing
  • Patios
  • Siding
  • Gutters

These items are definite indicators that your roof has become damaged, even if you cannot see it from the ground. We do not recommend that you climb onto your roof, as this can put you at a higher risk of becoming injured, and you will not know exactly what to look for. Our team offers free roof inspections, making sure that our trained professionals can properly assess your roof’s damage.

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